[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.divernet.cz\/kdyz-je-treba-ulehcit-penezum\/#Article","mainEntityOfPage":"https:\/\/www.divernet.cz\/kdyz-je-treba-ulehcit-penezum\/","headline":"Kdy\u017e je t\u0159eba uleh\u010dit pen\u011bz\u016fm","name":"Kdy\u017e je t\u0159eba uleh\u010dit pen\u011bz\u016fm","description":"V\u0161ichni to zn\u00e1me, vyv\u00e1\u017eit rozpo\u010det tak, aby v\u00e1m na konci m\u011bs\u00edce alespo\u0148 p\u00e1r stovek bylo, je zvl\u00e1\u0161t\u011b s\u00a0ni\u017e\u0161\u00ed mzdou \u00fapln\u00fd z\u00e1zrak. A \u0159ekn\u011bme si to na rovinu, kupovat si nekvalitn\u00ed potraviny ani se st\u011bhovat do … ","datePublished":"2017-12-22","dateModified":"2017-12-22","author":{"@type":"Person","@id":"https:\/\/www.divernet.cz\/author\/#Person","name":"","url":"https:\/\/www.divernet.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/53c590fdd1ec24ee297a15a00a0829b5191e9163e4cc5dbbee20ed40fcc30ad9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/53c590fdd1ec24ee297a15a00a0829b5191e9163e4cc5dbbee20ed40fcc30ad9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"divernet.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.divernet.cz\/wp-content\/uploads\/img_a308146_w2429_t1519288520.jpg","url":"https:\/\/www.divernet.cz\/wp-content\/uploads\/img_a308146_w2429_t1519288520.jpg","height":0,"width":0},"url":"https:\/\/www.divernet.cz\/kdyz-je-treba-ulehcit-penezum\/","about":["Business"],"wordCount":464,"articleBody":"V\u0161ichni to zn\u00e1me, vyv\u00e1\u017eit rozpo\u010det tak, aby v\u00e1m na konci m\u011bs\u00edce alespo\u0148 p\u00e1r stovek bylo, je zvl\u00e1\u0161t\u011b s\u00a0ni\u017e\u0161\u00ed mzdou \u00fapln\u00fd z\u00e1zrak. A \u0159ekn\u011bme si to na rovinu, kupovat si nekvalitn\u00ed potraviny ani se st\u011bhovat do garsonky nikdo nechce, proto v\u00e1m alespo\u0148 posv\u00edt\u00edme na ty nej\u010dast\u011bj\u0161\u00ed lidsk\u00e9 neduhy a kolik pen\u011bz v\u00e1m vys\u00e1vaj\u00ed z\u00a0rozpo\u010dtu.\u00a01)\u00a0\u00a0\u00a0\u00a0\u00a0 Kou\u0159en\u00edOmlouv\u00e1me se v\u0161em ku\u0159\u00e1k\u016fm, ale je to krut\u00e1 realita. Kou\u0159en\u00ed je, co se t\u00fd\u010de efektivity \u017eit\u00ed, naprosto zbyte\u010dn\u00e9, nic v\u00e1m to ned\u00e1v\u00e1 a nep\u0159in\u00e1\u0161\u00ed \u2013 ub\u00edr\u00e1 v\u00e1m to \u010das a hlavn\u011b pen\u00edze. Pokud si spo\u010dtete, \u017ee levn\u011bj\u0161\u00ed cigarety stoj\u00ed 100 korun a pokud kou\u0159\u00edte \u010dast\u011bji (tedy krabi\u010dku za 3 dny, klidn\u011b i za m\u00e9n\u011b dn\u016f), jist\u011b sta\u010d\u00ed rychl\u00e1 matematika a dojdete \u010d\u00edslu 1200 korun za jeden m\u011bs\u00edc. Za rok to m\u00e1te 14 400 korun, kter\u00e9 byste jinak u\u0161et\u0159ili.\u00a02)\u00a0\u00a0\u00a0\u00a0\u00a0 Pravideln\u00e9 pit\u00ed alkoholuDal\u0161\u00ed ze s\u00e9rie zbyte\u010dnost\u00ed v\u00a0lidsk\u00e9m \u017eivot\u011b je pravideln\u00e9 nav\u0161t\u011bvov\u00e1n\u00ed bar\u016f, hospod a pivnic. Dokonce pokud vezmeme to nejlevn\u011bj\u0161\u00ed pivo za 9 korun v\u00a0akci z\u00a0Albertu (nepo\u010d\u00edt\u00e1me hospodsk\u00e9 ceny), tak pokud pijete alespo\u0148 1 pivo denn\u011b, dostanete za m\u011bs\u00edc 270 korun a za rok 3240 korun. \u0158\u00edk\u00e1te si, v\u017edy\u0165 to nen\u00ed moc, ale bereme v\u00a0potaz to, \u017ee si d\u00e1te pouze 1 pivo denn\u011b. N\u011bkte\u0159\u00ed \u0161tamgasti klidn\u011b vypij\u00ed i p\u011bt piv.\u00a03)\u00a0\u00a0\u00a0\u00a0\u00a0 Nav\u0161t\u011bvov\u00e1n\u00ed restaurac\u00edPokud si na ka\u017ed\u00fd ob\u011bd dojdete do restaurace, to sam\u00e9 na sn\u00eddani i ve\u010de\u0159i, vy\u0161plh\u00e1 se v\u00e1m v\u00e1\u0161 rozpo\u010det na horentn\u00ed sumy. P\u0159itom sta\u010d\u00ed si ve\u010der nava\u0159it j\u00eddlo na dal\u0161\u00ed den a u\u0161et\u0159\u00edte \u010das i pen\u00edze. Men\u00ed\u010dka vym\u011b\u0148te za po\u0159\u00e1dn\u00e9 j\u00eddlo uva\u0159en\u00e9 doma a z\u00a0des\u00edtek tis\u00edc korun za rok m\u00e1te nar\u00e1z p\u00e1r tis\u00edc.\u00a04)\u00a0\u00a0\u00a0\u00a0\u00a0 Utr\u00e1cen\u00ed za nejnov\u011bj\u0161\u00ed technikuKdo \u0159\u00edk\u00e1, \u017ee mus\u00edte m\u00edt ka\u017ed\u00fd rok nov\u00fd mobil nebo po\u010d\u00edta\u010d, \u017ee si mus\u00edte koupit nov\u00e9 auto, kdy\u017e sta\u010d\u00ed ojet\u00e9 nebo \u017ee je nutn\u00e9 kupovat v\u0161echno zbrusu nov\u00e9. Ano, l\u00e1k\u00e1 z\u00e1ruka a servis, av\u0161ak pokud si spo\u010d\u00edt\u00e1te rozd\u00edl v\u00a0cen\u00e1ch, to, co u\u0161et\u0159\u00edte, m\u016f\u017eete vyu\u017e\u00edt hned a efektivn\u011bji. Nap\u0159\u00edklad jeden mobil vydr\u017e\u00ed klidn\u011b 5 let, ani\u017e byste ho museli ihned m\u011bnit.\u00a0Vyma\u0148te se z\u00a0konzumu a zkuste trochu pop\u0159em\u00fd\u0161let nejen nad dal\u0161\u00edmi pen\u011bzi do rozpo\u010dtu, ale tak\u00e9 jak z\u00a0toho rozpo\u010dtu n\u011bco vy\u0159adit.                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e je t\u0159eba uleh\u010dit pen\u011bz\u016fm","item":"https:\/\/www.divernet.cz\/kdyz-je-treba-ulehcit-penezum\/#breadcrumbitem"}]}]