[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.divernet.cz\/s-jakymi-vydaji-pocitat-pri-koupi-nemovitosti\/#Article","mainEntityOfPage":"https:\/\/www.divernet.cz\/s-jakymi-vydaji-pocitat-pri-koupi-nemovitosti\/","headline":"S jak\u00fdmi v\u00fddaji po\u010d\u00edtat p\u0159i koupi nemovitosti?","name":"S jak\u00fdmi v\u00fddaji po\u010d\u00edtat p\u0159i koupi nemovitosti?","description":"Pokud st\u00e1le hled\u00e1te sv\u00e9 bydlen\u00ed, je vhodn\u00e9 zamyslet se nad t\u00edm, zda se obr\u00e1tit na realitn\u00ed kancel\u00e1\u0159 nebo si v\u0161e za\u0159\u00eddit sv\u00e9pomoc\u00ed. V\u00a0prvn\u00edm p\u0159\u00edpad\u011b toti\u017e m\u016f\u017eeme narazit na p\u0159ekvapen\u00ed p\u0159i podpisu rezerva\u010dn\u00ed smlouvy, kdy si … ","datePublished":"2020-01-09","dateModified":"2020-01-09","author":{"@type":"Person","@id":"https:\/\/www.divernet.cz\/author\/#Person","name":"","url":"https:\/\/www.divernet.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/53c590fdd1ec24ee297a15a00a0829b5191e9163e4cc5dbbee20ed40fcc30ad9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/53c590fdd1ec24ee297a15a00a0829b5191e9163e4cc5dbbee20ed40fcc30ad9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"divernet.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.divernet.cz\/wp-content\/uploads\/img_a351650_w2429_t1566132596.jpg","url":"https:\/\/www.divernet.cz\/wp-content\/uploads\/img_a351650_w2429_t1566132596.jpg","height":0,"width":0},"url":"https:\/\/www.divernet.cz\/s-jakymi-vydaji-pocitat-pri-koupi-nemovitosti\/","about":["Business"],"wordCount":470,"articleBody":"Pokud st\u00e1le hled\u00e1te sv\u00e9 bydlen\u00ed, je vhodn\u00e9 zamyslet se nad t\u00edm, zda se obr\u00e1tit na realitn\u00ed kancel\u00e1\u0159 nebo si v\u0161e za\u0159\u00eddit sv\u00e9pomoc\u00ed. V\u00a0prvn\u00edm p\u0159\u00edpad\u011b toti\u017e m\u016f\u017eeme narazit na p\u0159ekvapen\u00ed p\u0159i podpisu rezerva\u010dn\u00ed smlouvy, kdy si v\u011bt\u0161inou makl\u00e9\u0159i vyb\u00edraj\u00ed poplatek za zprost\u0159edkov\u00e1n\u00ed obchodu ve v\u00fd\u0161i 2-7 % z\u00a0ceny prodeje.\tPokud jste sv\u00e9 vysn\u011bn\u00e9 bydlen\u00ed ji\u017e na\u0161li, \u010dek\u00e1 v\u00e1s podepisov\u00e1n\u00ed smluv. Nej\u010dast\u011bji se z\u0159ejm\u011b setk\u00e1te se smlouvou o smlouv\u011b budouc\u00ed kupn\u00ed a kupn\u00ed, kter\u00e1 slou\u017e\u00ed k\u00a0samotn\u00e9mu p\u0159evodu nemovitosti. U t\u00e9 jsou vy\u017eadov\u00e1ny \u00fa\u0159edn\u011b ov\u011b\u0159en\u00e9 podpisy obou stran, tak\u017ee se p\u0159ipravte na zast\u00e1vku na pobo\u010dce Czech Pointu nebo u not\u00e1\u0159e. Za tuto slu\u017ebu plat\u00edte 30 korun za jeden podpis na listin\u011b.\u00a0 \tPokra\u010duje se pod\u00e1n\u00edm n\u00e1vrhu na vklad vlastnick\u00e9ho pr\u00e1va k\u00a0nemovitosti na katastr\u00e1ln\u00edm \u00fa\u0159ad\u011b. Zde p\u0159edlo\u017e\u00edte zm\u00edn\u011bnou smlouvu s\u00a0ov\u011b\u0159en\u00fdmi podpisy a zaplat\u00edte spr\u00e1vn\u00ed poplatek 1000 korun. \tP\u0159evod financ\u00ed pak m\u016f\u017ee prob\u011bhnout hotovostn\u011b, bezhotovostn\u011b nebo skrz \u00faschovu pen\u011bz u advok\u00e1ta\/not\u00e1\u0159e. Ten si bude tak\u00e9 \u00fa\u010dtovat poplatek. Z\u00e1kladn\u00ed odm\u011bna not\u00e1\u0159e dle Not\u00e1\u0159sk\u00e9 komory \u010cesk\u00e9 republiky z\u00a0prvn\u00edch 100\u00a0000 je 1,2 % tarifn\u00ed hodnoty, d\u00e1le do 500\u00a0000 je to 0,6 %, do 1\u00a0000\u00a0000 je to 0,4 % a do 10\u00a0000\u00a0000 tarifn\u00ed hodnoty 0,2 %. Je to tedy zp\u016fsob p\u0159evodu nejjist\u011bj\u0161\u00ed, ale tak\u00e9 nejdra\u017e\u0161\u00ed. P\u0159i hodnot\u011b obchodu, kter\u00fd dosahuje 2\u00a0000\u00a0000 m\u016f\u017eete tedy zaplatit a\u017e 12\u00a0000 korun.\tD\u00e1le plat\u00edte st\u00e1tu 4 % da\u0148 z\u00a0nabit\u00ed nemovitosti. Ta je splatn\u00e1 do 3 m\u011bs\u00edc\u016f od konce m\u011bs\u00edce, kdy do\u0161lo k\u00a0p\u0159episu na katastru. Tedy u zm\u00edn\u011bn\u00fdch 2\u00a0000\u00a0000 se jedn\u00e1 o dal\u0161\u00edch 80\u00a0000. \tJe\u0161t\u011b jsme se ale nebavili o financ\u00edch. Pokud si chcete sjednat hypot\u00e9ku, co\u017e je asi p\u0159\u00edpad v\u011bt\u0161iny lid\u00ed, mus\u00edte po\u010d\u00edtat s\u00a0poplatky banky. Sjedn\u00e1n\u00ed hypote\u010dn\u00edho \u00fav\u011bru m\u016f\u017ee st\u00e1t a\u017e 5000 korun a k\u00a0tomu si pak mohou \u00fa\u010dtovat n\u011bkolik stovek m\u011bs\u00ed\u010dn\u011b za veden\u00ed \u00fa\u010dtu. D\u00e1le banka po\u017eaduje odhad z\u00e1stavn\u00ed ceny, kter\u00fd vyhotovuje odhadce. Za to si zaplat\u00edte dal\u0161\u00ed tis\u00edcovky nav\u00edc. Jako te\u010dku na z\u00e1v\u011br mus\u00edte m\u00edt (v\u011bt\u0161inou je to podm\u00ednka pro z\u00edsk\u00e1n\u00ed hypot\u00e9ky) ji\u017e sjednan\u00e9 poji\u0161t\u011bn\u00ed nemovitosti, kter\u00e9 kryje rizika diktovan\u00e9 bankou. To se pohybuje v rozmez\u00ed 1\u00a0500 \u2013 5\u00a0000 korun ro\u010dn\u011b. \tCelkem tedy 2\u00a0000\u00a0000 byt nebo d\u016fm p\u0159ijde na dal\u0161\u00edch 200\u00a0000. Z\u00e1rove\u0148 mus\u00edte m\u00edt naspo\u0159eno alespo\u0148 10 % z\u00a0ceny kv\u016fli hypot\u00e9ce. Na za\u010d\u00e1tku tedy pot\u0159ebujete 400\u00a0000.                                                                                                                                                                                                                                                                                                                                                                                         4.5\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"S jak\u00fdmi v\u00fddaji po\u010d\u00edtat p\u0159i koupi nemovitosti?","item":"https:\/\/www.divernet.cz\/s-jakymi-vydaji-pocitat-pri-koupi-nemovitosti\/#breadcrumbitem"}]}]